Investing can be a great way to prepare for your financial future while enjoying some great benefits to help you grow your savings.

When you invest with evestor, your money goes into an ‘index fund'. An index fund is essentially a big pot of different investors' money. Depending on the type of fund, that money will then be used to purchase stakes in property, government bonds and shares in companies across the world.

Index funds are a form of passive investment. This means they track a specific market (like the FTSE 100 OR S&P 500) and try to replicate its performance by purchasing shares in the companies inside that market. Active funds however, require a fund manager to actively pick and choose the investments that they believe will beat the market, not just track it. Often, active funds are no more successful than passive funds but are likely to cost you a lot more in fees due to the cost of employing fund managers and their teams.

You may already know that investing your money carries more risk than leaving it in a savings or current account. At evestor, we offer three different risk portfolios to ensure everyone who invests with us feels comfortable and has a risk level to suit their investment goals, experience and capacity for loss.

It is widely accepted that a portfolio needs to include 16 different investments or more to be considered diversified. Diversification means that your risk is well spread across different types of assets, in different companies in different locations - think of the phrase 'don't put all your eggs in one basket'.

Our funds are currently invested in over 2,500 different companies in 75 different countries, so we’re very highly diversified.

At evestor, we offer three products - a Self-Invested Personal Pension, Stocks and Shares ISA and General Investment Account.

Investing your money does come with some cost. Fees are usually calculated as a percentage of the money you invest and can vary significantly across different advisers - some may even charge you an upfront fee.

Here at evestor, we're helping to make financial advice affordable and accessible to everyone. This is why we're committed to keeping our fees as low and as transparent as possible.