This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in assets that have a fixed return such as cash and bonds. The aim of using these assets in the portfolio is to provide security rather than maximising return, limiting the chance of any dramatic changes to the value of the portfolio in the short term. The remainder of the portfolio will be invested in a small proportion of growth assets like equities. This adds an element of risk to your investment but aims to provide some investment returns in the long term.
This portfolio is for those who are comfortable taking some risk to achieve their investment goals. Investments in this portfolio will be spread across growth assets, like equities and property, and more defensive assets such as cash and fixed interest. This approach aims to achieve a balance between security and return. Although the portfolio will be subject to some fluctuation, the balance of assets will assist in reducing this. Over the longer term this portfolio seeks to provide greater investment returns than our low risk portfolio.
This portfolio is for those who are comfortable taking a high level of risk to achieve their investment goals. Investments within this portfolio will be made primarily in growth assets such as equities, and will include exposure to more adventurous regions such as emerging markets. Given the nature of the investments, significant changes in value can be expected. These changes could be gains or losses and they could occur both over the short and long term. Over the long term, this portfolio aims to provide greater investment returns than our medium risk portfolio.