The performance shown is net of charges. Our portfolios launched in April 2017 and the projections are based on the actual performance of our portfolios using the average annual return from 30/11/17. Past performance is not an indication of future returns. Source: FE Analytics for complete 12-month periods, as at 30/11/20.
Projected value: this is using the average annualised return of our portfolios from 30/11/17 – 30/11/20.
If markets perform better: this is using the average annualised return of our portfolios from 30/11/17 – 30/11/20 plus 2% each year.
If markets perform worse: this is using the average annualised return of our portfolios from 30/11/17 – 30/11/20 minus 2% each year.
Whilst we have used our past performance data for the projections it is important to note that past performance is not necessarily how the portfolios will perform in the future.
The projected values show the possible future value of your Plan in different market conditions. These are only forecasts and not a reliable indicator of future performance. With investing, your capital is at risk and you could get back less than you put in. Learn more
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This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is a growth asset. The purpose of having defensive assets are to help reduce the overall volatility and risk of the portfolio in the short term and provide security rather than maximising returns whereas investing in Equities aims to provide capital growth over the long term.
This portfolio is for those who are comfortable taking some risk to achieve their investment goals. The majority of investments within this portfolio are in growth assets including Equities (61%) and Property (5%), and the remaining 34% is invested in defensive assets which are Fixed Interest (31%) and Cash (3%). This asset allocation aims to achieve somewhat of a balance between security and return. Although the portfolio will be subject to some volatility, the asset weightings will assist in limiting the extent of any great changes to the investment value. Over the longer term, this portfolio seeks to provide greater capital growth than Portfolio 1, but less risk and volatility than Portfolio 3.
This portfolio is for those who are comfortable taking a high level of risk to achieve their investment goals. Investments within this portfolio will be primarily growth assets via Equities (89%) and Property (5%), with the remaining 6% invested in Fixed Interest (3%) and Cash (3%) to help provide an element of security. This investment approach has more exposure to adventurous regions such as Emerging Markets and over the long term aims to provide a high level of return. With this type of strategy, significant volatility and fluctuations in value can be expected which can either positively or negatively impact the valuation of your account. Over the long term, this portfolio aims to provide greater capital growth than Portfolio 2.
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We're authorised and regulated by the Financial Conduct Authority (FCA)
Your money is protected by the Financial Services Compensation Scheme (FSCS) up to £85,000
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA number for evestor is 676331.
With any investment your capital is at risk, investments can go down as well as up